Who oversees RESPA?

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Multiple Choice

Who oversees RESPA?

Explanation:
RESPA is overseen by the Consumer Financial Protection Bureau. Since the Dodd-Frank Act, the CFPB has been the primary regulator for RESPA, administering Regulation X and enforcing the real estate settlement disclosures and anti-kickback provisions. HUD used to handle RESPA, but authority was moved to the CFPB, while the OCC and FTC oversee other aspects of banking and consumer protection, respectively, but not RESPA as the primary regulator.

RESPA is overseen by the Consumer Financial Protection Bureau. Since the Dodd-Frank Act, the CFPB has been the primary regulator for RESPA, administering Regulation X and enforcing the real estate settlement disclosures and anti-kickback provisions. HUD used to handle RESPA, but authority was moved to the CFPB, while the OCC and FTC oversee other aspects of banking and consumer protection, respectively, but not RESPA as the primary regulator.

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